Guaranteed Investments

investments choices

At any time, there are about 15 guaranteed investment products available in Ireland. The main providers are: BCP, EBS, Merrion, Wealth Options, Quintas, Bank of Ireland, New Ireland, KBC Bank, Allied Irish Bank, Goodbody’s, Irish Life, Zurich.  This list will change on a monthly basis.

The purpose of these investments is to guarantee a return of 100% of your original investment and an element of additional growth.  The growth is achieved through exposure to an Index or fund e.g. Euroxtoxx 50, FTSE 100,  S&P 500.

The difficult part is deciding:

  • which product suits your needs best,
  • who provides the capital guarantee,
  • the costs involved and
  • the potential for investment return.

At Future we provide a monthly analysis of all the products available to help clients decipher each product. Whilst these trackers can be useful investment vehicles, it is important to be realistic regarding potential returns. A product offering an absolute capital guarantee does so at a cost.

If you are interested in a Capital Guaranteed Investment then speak to our investment advisor’s who will help you decide which investment product is most suitable for your time horizon and needs.

For clear  Investment Advice contact us.