At Retirement

Our business is to structure pensions to help you maximise your income in retirement.


Retirement is your time. It is the start of a new and exciting part of your life and you have the chance to enjoy the freedom it presents. You can control what you want to do and when you want to do it.

Until now, your investment goal was building a retirement portfolio that could provide adequate income in retirement. When you retire, you will need to make sure that you use this retirement fund wisely. You want to give yourself financial security, so that you can get on with enjoying a very fulfilling retirement. The most important decision you will have to make is what to do with your retirement fund.

At Future, we provide a professional advisory service to help you understand the options that are now available to you.

These are just a sample of the questions you may have.

  • Can I claim my retirement benefits before 65?
  • How much is available tax free?
  • How do I bring the various pension plans from previous employers together?
  • If I have benefits outside Ireland perhaps the UK what happens this fund?
  • Should I invest in an annuity and how do I make sure I get the best rate?
  • What investment choices are available?
  • Do I have to take my pension from the company I have previously saved with?
  • What type of annuity should I have?
  • Is an annuity or ARF a better option for me?
  • What types of annuities are available?

Financially, this is a critical time in your life and you need to ensure you get the best advice. You need to consider all the  pension investments you have accumulated during your working life and the most efficient way of taking these benefits.

For Retirement Planning Advice: Contact Future